Money

One of the most important tools we’ve used to reach our financial goals is the use of sinking funds. You may not be familiar with the term, but sinking funds are a great way to save money for events, large purchases, and other life and financial goals. Keep reading to learn more about sinking funds can help you reach your savings goals. 

The pandemic has presented many new opportunities for parents to be involved in their children’s education. Although teaching fractions with baking, historical reenactments of history in the living room, and science experiments in the backyard are fun, this is also a great opportunity for parents to offer some practical and beneficial learning about financial literacy, especially with teenagers. 

The best family budgeting apps help you track your monthly income and expenses and give you access to your budget anywhere, at any time. To determine the best family budgeting apps for 2021, we looked at multiple features, including ease of use, account linking, and customizable categories, so that you can make the best choice for your family.

Cash envelopes were our introduction to money management. For several years, we used cash envelopes as a way to control our spending and save money. It worked for a while, but I absolutely hated monthly trips to the bank to pull out cash. Also, let’s be honest — using cash is a pain. It just is. Using a card to make payments is so much more convenient.

If you are a beginner and want to create an online business, you should consider selling your products on eBay. This article will explain how to sell items on eBay in 2020. This information will guide you, let you know what to expect, and increase your chances of success.

September is Suicide Prevention Awareness Month. Honestly, it’s not a topic I’ve had to deal with much in my life until this past year. I’m not getting into specifics out of respect for others, but we had someone in our extended family commit suicide this past year. I wasn’t incredibly close to him at this stage in our lives beyond our friendship through social media. But that doesn’t make the reality of what happened any less horrific.

The Anti-Budget is a possible solution for people who hate having a budget. But is it possible to have a budget…that’s not a budget…but is still a budget? Here’s an in-depth look at the anti-budget, how it works, and why it could be the key to unlocking budgeting success. 

Having an emergency fund is vital if you want to take control of your finances. But how do you set aside several months’ worth of expenses if you’re paying off existing debt or struggling to make ends meet? Buy setting up a starter emergency fund.

As much as I love budgeting, I’m not convinced that I’ve found the best method for us to use going forward long term. So, despite being in a good place right now, financially speaking, we’ve decided to make a change.

WE’RE BREAKING UP WITH OUR BUDGET.

As your teen grows his or her financial independence through part-time jobs, you will naturally begin to wonder when the right time will be to get your child a spending card of his or her own. Hopefully, you realize teenagers are too young for actual credit cards, so you are wondering about a debit card.