Money

Cash envelopes were our introduction to money management. For several years, we used cash envelopes as a way to control our spending and save money. It worked for a while, but I absolutely hated monthly trips to the bank to pull out cash. Also, let’s be honest — using cash is a pain. It just is. Using a card to make payments is so much more convenient.

If you are a beginner and want to create an online business, you should consider selling your products on eBay. This article will explain how to sell items on eBay in 2020. This information will guide you, let you know what to expect, and increase your chances of success.

September is Suicide Prevention Awareness Month. Honestly, it’s not a topic I’ve had to deal with much in my life until this past year. I’m not getting into specifics out of respect for others, but we had someone in our extended family commit suicide this past year. I wasn’t incredibly close to him at this stage in our lives beyond our friendship through social media. But that doesn’t make the reality of what happened any less horrific.

The Anti-Budget is a possible solution for people who hate having a budget. But is it possible to have a budget…that’s not a budget…but is still a budget? Here’s an in-depth look at the anti-budget, how it works, and why it could be the key to unlocking budgeting success. 

Having an emergency fund is vital if you want to take control of your finances. But how do you set aside several months’ worth of expenses if you’re paying off existing debt or struggling to make ends meet? Buy setting up a starter emergency fund.

As much as I love budgeting, I’m not convinced that I’ve found the best method for us to use going forward long term. So, despite being in a good place right now, financially speaking, we’ve decided to make a change.

WE’RE BREAKING UP WITH OUR BUDGET.

As your teen grows his or her financial independence through part-time jobs, you will naturally begin to wonder when the right time will be to get your child a spending card of his or her own. Hopefully, you realize teenagers are too young for actual credit cards, so you are wondering about a debit card.

Are you new to investing and have no idea where to start? Do you have limited money to invest, but want to dip your head into the market?

For novice investors, it is best to save and diversify your money when investing. Diversification will allow you to invest in multiple market areas. For example, if large company stocks take a dip, fixed income would be in your favor.

Online deals are offers for discounts on almost anything you need to dole out money for. Dining out, entertainment, shopping, goods and services, travel. You name it. In this age of digital everything, online deals are available for so many products and services. But it starts with awareness that these offers exist and some willingness to go looking for them.

Growing up, I heard varying opinions on credit cards. Aunts and uncles told me never to have one and to stick to debit cards. My parents told me to have two, so I could build credit. Financial advisors told me only to use cash for purchases to cut down on spending.