Start Your Family’s Money Adventure
Hi! We’re Kevin and Barb Payne. Over the past 20+ years, we’ve transformed our family’s finances by learning how to budget effectively, use credit card rewards wisely, and save for the things that matter most—like traveling and creating meaningful memories.
Family Money Adventure was born out of our desire to help families like yours take control of their money and design a life they love. We’re not financial gurus—we’re a regular family who’s been through the ups and downs of managing finances, and we want to share what we’ve learned with you.
Curious about our journey? Read more about us on our About Us page.
Family Money Framework
Ready to improve your finances? Use the steps below to get started. The process may look different for you, depending on your current situation. Some of the goals below may not be realistic right now. Take what works for you and forget the rest, or bookmark it for later.
Track Your Spending
Monitor every dollar that comes in and goes out to understand your financial habits.
Take A Financial Inventory
Assess your income, expenses, assets, and debt for a clearer picture of your financial health.
Set Financial Goals
Determine what you want to achieve financially in the short
and long term.
Create A Budget
Plan your spending and saving to align with your financial goals
and income.
Build An Emergency Fund
Save for unexpected expenses to avoid stress and protect your financial
well-being.
Invest In Your Future
Allocate resources to retirement accounts, education, or other long-term investments.
Automate & Save More
Use automatic transfers to consistently save and increase your savings rate over time.
Build Your Credit
Improve and maintain a good credit score for better financial
opportunities.
