As much as I love budgeting, I’m not convinced that I’ve found the best method for us to use going forward long term. So, despite being in a good place right now, financially speaking, we’ve decided to make a change.

WE’RE BREAKING UP WITH OUR BUDGET.

As your teen grows his or her financial independence through part-time jobs, you will naturally begin to wonder when the right time will be to get your child a spending card of his or her own. Hopefully, you realize teenagers are too young for actual credit cards, so you are wondering about a debit card.

So, you’ve decided to take the famjam to the # 8 experience WORLDWIDE, Niagara Falls! 

This natural wonder of the world has exploded over the years into a tourist mecca, that ranges from absolute cheese ball to stunning natural beauty. 

And it’s ALL fun. 

I’m breaking down the major things to do and see, and what you don’t want to miss when planning your family vacation. 

Are you new to investing and have no idea where to start? Do you have limited money to invest, but want to dip your head into the market?

For novice investors, it is best to save and diversify your money when investing. Diversification will allow you to invest in multiple market areas. For example, if large company stocks take a dip, fixed income would be in your favor.

Online deals are offers for discounts on almost anything you need to dole out money for. Dining out, entertainment, shopping, goods and services, travel. You name it. In this age of digital everything, online deals are available for so many products and services. But it starts with awareness that these offers exist and some willingness to go looking for them.

Growing up, I heard varying opinions on credit cards. Aunts and uncles told me never to have one and to stick to debit cards. My parents told me to have two, so I could build credit. Financial advisors told me only to use cash for purchases to cut down on spending.