Mint Alternatives: Budgeting Apps To Consider in 2024

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Financial technology company Intuit recently announced that it was closing the doors on Mint, its ultra-popular budgeting app. According to the company, they are “reimagining” Mint as part of Intuit Credit Karma. The company is currently migrating customers over to Credit Karma. 

Unfortunately, Credit Karma doesn’t have budgeting features. Whomp Whomp! 

Whether you previously used Mint or are just looking for a good budgeting app, here are Our Top 9 Mint Alternatives to consider to help manage your money in 2024: 

  • Quicken Simplifi
  • Rocket Money
  • Monarch Money
  • Empower
  • CoPilot
  • PocketGuard
  • Goodbudget
  • Tiller
  • Much

We’ll dive into each app in a minute and explain why it could be a good budgeting app alternative to Mint.  

The End of the Mint Budgeting App

Mint will cease to exist in its current form as of March 23, 2024. Access to Mint was originally supposed to end on January 1, 2024, but it looks like Intuit extended service into the spring. 

 Here’s what Intuit says about the change

“Credit Karma does not currently provide budgeting features the same way that Mint has in the past. We know that many Minters love our budgeting features, so we understand this may be disappointing.”

Mint has been one of the most popular and well-reviewed budgeting apps for the past 15 years. 

According to Intuit, there are 25 million Mint users. This move could potentially leave millions of loyal Mint users without one of their primary money management tools.

Does It Matter Why Budgeting App You Use? 

I’m sure you’re already aware, but for full disclosure, creators like myself have affiliate relationships with at least some of these budgeting apps, so we do make a small commission when readers sign up. Hopefully, we’re all providing value and honesty when we talk about budgeting apps or other products and services we promote. 

Here’s the reality of budgeting apps:
When used correctly, budgeting apps are super helpful, but they’re not all created equal or serve the same purpose. 

Are they the only solution to budgeting, tracking your expenses, or reaching your financial goals? 

Absolutely 1000% not. 

We love budgeting apps but we typically only use them for specific tasks. 

Does it matter which app you use? Yes and no. 

No, in the sense that you don’t need to use one of the budgeting apps we recommend. Other budgeting apps exist. But, yes, it does matter because, as I mentioned, they’re not all the same. They often come with different features or provide different solutions. 

So, choosing a budgeting app is a big deal if you want one that actually works and meets your family’s budgeting needs

Types of budgeting apps

Just like there are numerous types of budgets, there are also different types of budgeting apps. 

You might think it’s easy to use a budgeting app. Just sign up for one and go, right?! These financial apps get labeled as budgeting apps, but really, there are several different categories of budgeting apps, with different functions and features. Generally, budgeting apps fall into one of the following categories:

  • All-In-One budgeting app 
  • Expense-tracking budgeting apps
  • Zero-based budgeting apps
  • Envelope budgeting apps
  • Investment and retirement planning budgeting apps
  • Budgeting apps for couples
  • Banking apps

That’s a wide range of functionality, right? So, budgeting apps aren’t one-size-fits-all. It’s important to find the right type of budgeting app based on how you want to use an app. 

To further muddy the waters, you can separate these different budgeting app types further into four distinct categories: 

  • Free budgeting apps
  • Paid budgeting apps
  • Apps that link and sync with your bank and financial accounts
  • Manual budgeting apps

Mint Alternatives to consider in 2024

Mint would fall under the “All-in-One” budgeting app” category because of its wide-ranging functionality. With Mint, users can track and categorize spending, create and track budgets and savings goals, connect various financial accounts, create reminders and alerts, and get a snapshot of their overall financial health, including debt. Mint has a free and paid option. 

With all of the features included, it’s easy to see why Mint users are disappointed in the change. 

With that in mind, here are some budgeting app alternatives to Mint to consider, whether you currently use Mint or are just looking for a good budgeting app to help you manage your money better. Keep in mind that some of the Mint alternatives charge a fee or offer different pricing tiers. 

Keep in mind that this is just a quick, high-level overview of these apps. Always do your own research and test out an app, if they offer a trial period, to make sure it’s a good fit. 

Quicken Simplifi

About: Quicken Simplifi offers a comprehensive view of your finances by consolidating all your accounts in one place. Features include real-time tracking of income and expenses, savings goal-setting, account alerts and reports, and an automatic budgeting plan based on your income, bills, and expenses. 

  • App type: All-in-one budgeting app
  • Cost: $3.99/month (billed annually)
  • Account syncing capabilities: Yes

📖 Read our complete Quicken Simplifi Review for more details on how the budgeting app can help you manage your money better 💵

Top Pick
Quicken Simplifi

Quicken Simplifi is among the best budgeting apps you can download. It's robust, yet easy to use. With customizable tools, Simplifi lets you see where you've been, where you're at now and where you're headed financially.

No ads.

No sales calls.

Accessible from anywhere with desktop and mobile applications.

We earn a commission if you click this link and make a purchase at no additional cost to you.

Rocket Money

About: Rocket Money is a financial management tool focused on tracking spending categories, identifying potential savings by canceling unused subscriptions and helping users uncover annual savings. The app provides a centralized view of all subscription costs and makes light work of canceling unwanted subscriptions​​.

  • App type: All-in-one budgeting app
  • Cost: Free version available: Premium version is $4-$12 per month (billed annually)
  • Account syncing capabilities: Yes
Rocket Money

Experience a fresh way to manage your money with Rocket Money.

Track your spending to build positive money habits, create a budget that works for you, gain insight into your credit score, credit report, and net worth, put your savings on autopilot, and get control over unwanted subscriptions with the free app.

We earn a commission if you click this link and make a purchase at no additional cost to you.

Monarch Money

About: Monarch Money is a comprehensive financial management tool that integrates with numerous banks and financial institutions, providing a complete overview of your finances. It features account balance and transaction tracking, investment monitoring, financial goal setting, and high-level data security, catering to individuals and families looking to actively manage their financial life

  • App type: All-in-one budgeting app
  • Cost: Free version available; Premium version is $14.99 per month or $99 annually
  • Account syncing capabilities: Yes


About: Empower (formerly Personal Capital) is a helpful budgeting app for managing money. It lets you monitor your spending, set up a budget, and manage your investments all in one place. The great thing is that you can use this app for free. It has one of the best dashboard interfaces among budgeting apps. 

  • App type: All-in-one budgeting app
  • Cost: Free
  • Account syncing capabilities: Yes
Empower: Getting Started: Sign up now to manage your money

Sign up for Empower's free dashboard for access to tools to track and manage your financial life

We earn a commission if you click this link and make a purchase at no additional cost to you.


About: Copilot is an intuitive budgeting application tailored for Apple device users. It employs sophisticated technology to analyze your spending patterns, including regular expenses and average outlays in various categories. This app efficiently tracks your monthly bills, indicating the amount already settled and the remaining balance. It also prompts you to review specific transactions, ensuring nothing goes unnoticed. For those new to budgeting, Copilot offers valuable suggestions for adjusting spending targets to maintain a healthy budget. 

  • App type: Expense-tracking budgeting app
  • Cost: $13 per month or $95 annually
  • Account syncing capabilities: Yes


About: PocketGuard is a personal finance app that helps manage your money by connecting with your financial accounts to track expenses and set budgets. It determines your discretionary income and allows you to control your spending by keeping all account information in one place, with added security measures to protect your data​​​​.

  • App type: All-in-one budgeting app
  • Cost: Free version available; Plus version is $7.99 per month, $34.99 per year, or a $79.99 one-time fee
  • Account syncing capabilities: Yes


About: Goodbudget is a digital version of the envelope budgeting system that requires manual transaction entry, making it suitable for those who prefer a hands-on approach to budgeting. It’s designed for beginners and encourages active involvement in managing finances​.

  • App type: Envelope budgeting apps
  • Cost: Free version, Plus version is $8 per month or $70 annually 
  • Account syncing capabilities: No


About: Tiller is a financial app that brings the power of spreadsheet-based budgeting and financial planning to Google Sheets and Microsoft Excel. It updates your spreadsheets daily, allowing for a highly customizable and ad-free view of your finances​.

  • App type: All-in-one budgeting app
  • Cost: Free trial; $79 annually
  • Account syncing capabilities: Yes


About: Much is a relatively new budgeting app. It’s geared more towards beginning budgeters, but that’s not a bad thing. Some apps are budgeting apps in name only, but Much helps you create and stick to a zero-based budget based on your spending habits. Much also has a debt payoff feature that allows you to choose from popular payoff methods like the debt snowball and debt avalanche methods.  

  • App type: Zero-based budgeting app
  • Cost: Free trial; $7.99 per month or $69.99 annually 
  • Account syncing capabilities: Yes

What to look for in a budgeting app

Now that we’ve looked at some Mint alternatives, how do you choose the right one?

The good news is that many budgeting apps are offering discounts, free trials, and other perks for those migrating from Mint. 

Here’s one of the most important details to keep in mind with budgeting apps: 

Just because you download a budgeting app doesn’t mean you have to stick with it if it doesn’t work for you. If you’re not sure if it’s a good fit, use the free trial to test it out or pay month-to-month until you determine whether it’s a good fit. 

Here are some factors to consider when looking for a budgeting app. Keep in mind, that the specific reason or reasons for using a budgeting app vary, so not all of these tips will apply to everyone. 

  • Compatibility: Does it work with your mobile device or operating system?
  • App type: Is it the right type of app for your needs? 
  • The interface: Is it user-friendly? 
  • Security: What security measures does it use to protect your information? What security features does it offer? 
  • Syncing: Does it allow you to sync your bank accounts, credit cards, and other financial accounts? Again, everyone is different, so it’s good to know in advance how it works. You may not want this. 
  • Features: What features are included with your account? Is it customizable? Can you set and track goals? Is the information available in real-time? Can you create reports? Set alerts? Do you receive insights on your spending habits? 
  • Fees: Does it cost money to use? If so, does it offer enough value? There’s nothing wrong with paying for a budgeting app. If I told you that for $100 a year, you would have a clear picture of your spending habits so you could cut out unnecessary spending and save hundreds of dollars more towards your goals, that would be worth it, right?! 
  • Support: What customer support options does it offer? You want to know you can get help when you need it in your preferred method of communication. 
  • Reviews: Does it receive positive ratings and reviews from app users? Are there any common themes within reviews, good or bad?

Another budgeting app to consider that you may already have access to

We’ve looked at several popular budgeting apps to replace Mint. But I skipped over one obvious Mint alternative that you may already be able to access. 

I’m talking about your bank’s mobile app. 

Some banking apps now include useful features beyond viewing your balance and transaction history, transferring money, and paying bills. This is more common among online banks, who often lead the way in banking technology, but it’s also true of national banks and maybe even traditional local banks in your city. 

Budgeting capabilities vary between banking apps, but some of the budgeting features you may have access to include:

  • Automated budgeting tools
  • Savings buckets to separate your savings by goal
  • Spending and savings tracking
  • Categorize expenses
  • Virtual banking assistant 
  • Insights on your spending habits 

Not all banks offer budgeting capabilities within their mobile app. But depending on where you bank, you may already have access to the tools you’re searching for. Do yourself a favor and log into your banking app to see what tools and features are available for customers. 

How We Use Budgeting Apps 

Our budgeting methods have changed over the years. Even recently, we’ve explored different ways to manage our money. We love value-based budgeting, which isn’t so much a budgeting method as a philosophy. Basically, it means that we want our spending to reflect what we value, like family, travel, and our future. We set up our budget to prioritize those high-value areas and aggressively cut spending in other less important categories. 

Our favorite budgeting app feature is expense tracking. Tracking your spending is one of the most important money skills you can learn and implement. It’s a high-impact skill because as you track your spending, you see where it’s going and where you can cut spending to allocate more money for savings and other goals. 

Other features and benefits we often use within budgeting apps are net worth tracking, investment tracking, goal setting, and spending insights. 

Even if you only use one to track your spending, budgeting apps are worth it. Once you’ve linked your accounts, the process is fairly automated. Plus, you can get a snapshot overview of your finances from almost anywhere in the world in the palm of your hand. 

Check out our full list of budgeting apps for more recommendations for your family. 

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Mint Alternatives: Budgeting Apps To Consider in 2024

1 thought on “Mint Alternatives: Budgeting Apps To Consider in 2024”

  1. Elizabeth Ramsey

    This is a great overview! I was so sad to hear that we are losing Mint. When I was notified I switched to both Credit Karma and Rocket Money and have landed with using Credit Karma. All of our accounts (aside from one car) transferred pretty seamlessly and we use the app more to monitor our overall state of finances as opposed to daily budgeting. Just hope that it will continue to be free!

    Betsy Ramsey | NattyGal

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